 Welcome to our new Website! In our effort to continually
offer our customers the best possible service, we have
upgraded our website to be more user friendly. Many of
the
features you enjoyed on the old site are still here along with some new
ones. Please take a moment to review our site and let
us know what you think. We are always listening to
customer feedback.
We want to take this opportunity to tell you about the strength and
stability of your community bank, First National Bank and
Trust Company (FNB) in Clinton.
Our banking style may be boring to some, but it is based on sound
principles that anyone can understand. When we make a
loan, we actually know where our loan customer lives.
If our customer deposits money with FNB, we pay them back
the principal and the interest when the investment matures.
We are proud to have earned BauerFinancial's highest rating (5
Stars) for 69 consecutive quarters. BauerFinancial
is the source for unbiased, independent bank and
credit union star-ratings. No institution pays for its rating,
nor can they elude it. Their motto is “Because peace of mind
matters” and they recommend all five and four-star rated banks. Here
is the direct link to
BauerFinancial’s web site.
The FDIC also has information online about all insured banks.
Information on First National Bank and Trust Company can be
accessed at the FDIC site.
Unfortunately, the politicians and the media have made
little distinction between the stress-tested mega-banks and
the over 7,600 community banks across our country that are
not part of the Wall Street problems.
First National Bank and Trust Company in Clinton is a
national bank regulated by the Office of the Comptroller of
the Currency. Our bank is highly regulated and we
follow sound practices. We do not engage in subprime
lending, and we do not sell our real estate loans on the
secondary market. We are locally owned and operated
and an integral part of this community.
We thank you for your business and the trust you have
placed in us as we strive to meet your financial needs now
and in the future.
Sincerely,
John M. Killian
Chairman of the Board & President
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