Certificate of Deposit

Earn interest at competitive rates, all insured by the FDIC. Minimum deposit of $500.00. Substantial penalty for early withdrawal. Check our rate table for the current rates and available terms. Contact First National Bank & Trust Company for rates on deposits over $100,000.

Individual Retirement Accounts (IRA)

Individual Retirement Accounts (IRA) help you save for retirement and your contributions may be tax deductible.  Visit the IRS website to see contribution limits for the current year.  Investment is in an 18 month, automatically renewable CD and you may choose a fixed or variable interest rate. Roth & Education IRA's are also available. Check our rate table for the current rates.

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