| |
For those who: |
Opening Balance |
Interest Earned |
Service Charge |
No Charge if: |
Additional Comments: |
| Personal Checking |
need unlimited check writing |
$100 |
None |
$6.00 |
you maintain $500 balance |
Imaged statements, Online Banking |
| FNB Free! Checking |
want no service charge |
$100 |
None |
None |
N/A |
No check images |
| Personal Checking Plus |
don't need images returned |
$100 |
None |
$5.00 |
you maintain $500 balance |
Online Banking |
| 1872 Club Checking |
would like life insurance |
$100 |
None |
$5.00 - $6.00 |
N/A |
400 free checks, various fees waived |
| Home Loan Checking |
have a real estate loan |
$100 |
None |
None |
your real estate payment is automatically
withdrawn |
Unlimited check writing |
| Senior Checking |
are age 62 or older |
$100 |
None |
None |
N/A |
All features of personal checking |
| Student Checking |
are age 22 or younger |
$100 |
None |
None |
N/A |
All features of personal checking |
| Business Checking |
run a business |
$100 |
None |
Variable |
N/A |
Call 217-935-2148 |
| Money Market |
maintain a $2500 balance |
$2,500 |
Current Rates |
None if $2500 is maintained |
Maintain a $2500 balance |
Free Personalized deposit slips |
| First Choice Money Market |
maintain a $25,000 balance |
$25,000 |
Current Rates |
None if $25,000 is maintained |
Maintain a $25,000 balance |
Higher balance
= higher rate |
| Business Money Market |
maintain a $2500 balance |
$2,500 |
Current Rates |
None if $2500 is maintained |
Maintain a $2500 balance |
Free Personalized deposit slips |
| NOW Account |
write lots of checks & want interest |
$1000 |
Current Rates |
None if $1000 is maintained |
Maintain a $1000 balance |
Unlimited check writing |
| Super NOW Account |
write lots of checks & want interest |
$2500 |
Current Rates |
None if $2500 is maintained |
Maintain a $2,500 balance |
Unlimited check writing |
| Certificate of Deposit |
who want a good return |
$500 |
Current Rates |
None |
N/A |
High returns |
| Regular Savings |
want a traditional savings |
$50 |
Current Rates |
None if $50 is maintained |
Maintain a $50 balance |
Minors can open with $10 |
| Christmas Club |
want to save for shopping. |
$1 |
Current Rates |
None |
N/A |
Deposit what you want, when you want |